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Wednesday, January 16, 2013

Healthcare.gov To Launch New "Health Insurance Marketplace" To Help Uninsured Americans Get Coverage

Healthcare.gov Health Insurance Marketplace

The Department of Health and Human Services (HHS) will soon relaunch its website at Healthcare.gov in an attempt to get the 50 million uninsured Americans to enroll in state and federal health care exchanges before the new health care law is fully activated in January 2014. On their web site, users will be able to use a new section called the "Health Insurance Marketplace".

According to the new law that President Obama signed back in 2010, more than 40 million people will be required to buy a bronze, silver, gold or platinum plan from private insurers based on upfront costs vs. out-of-pocket costs.

Failure to buy one of these insurance plans is punishable by fines up to $95 for adults in 2014. That increases to $325 in 2015, and $695 in 2016. For families within 400% of the poverty level, tax credits will be offered to help.

According to Healthcare.gov, the "Health Insurance Marketplace" is designed to help individuals and families find health insurance that fits their budget, with less hassle. They can also learn what is needed to do now to get ready for enrollment in October 2013. Users can sign up for email and text message updates.

According to Jason Young, of the public affairs office at HHS, "There are millions of Americans who need to be able to find and use health coverage. The restarted website marks the beginning of a full-throttle effort to market the federal health care exchange." He says the web site already attracts 25 million visitors a year.

For more details, visit:
ww.healthcare.gov/marketplace

Watch the video below, provided by The Dept of Health and Human Services:
DISCLAIMER: The content or opinions expressed on this web site are not to be interpreted as medical advice. Please consult with your doctor or medical practictioner before utilizing any suggestions on this web site.
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